Personal Financial Planning (14TH ed.)
Contributor(s): Billingsley, Randy (Author), Gitman, Lawrence J (Author), Joehnk, Michael D (Author)
ISBN: 1305636619 EAN: 9781305636613
Pub Date: January 01, 2016
Physical Info: 2.79 cms H x 27.69 cms L x 21.34 cms W (1.52 kgs)
Part I: FOUNDATIONS OF FINANCIAL PLANNING. 1. Understanding the Financial Planning Process. 2. Developing Your Financial Statements and Plans. 3. Preparing Your Taxes. Part II: MANAGING BASIC ASSETS. 4. Managing Your Cash and Savings. 5. Making Automobile and Housing Decisions. Part III: MANAGING CREDIT. 6. Using Credit. 7. Using Consumer Loans. Part IV: MANAGING INSURANCE NEEDS. 8. Insuring Your Life. 9. Insuring Your Health. 10. Protecting Your Property. Part V: MANAGING INVESTMENTS. 11. Investment Planning. 12. Investing in Stocks and Bonds. 13. Investing in Mutual Funds and Real Estate. Part VI: RETIREMENT AND ESTATE PLANNING. 14. Planning for Retirement. 15. Preserving Your Estate.
Knowing what to do with your money is more important than ever. Billingsley/Gitman/Joehnk's market-leading PERSONAL FINANCIAL PLANNING, 14E, provides the tools, techniques, and understanding you need to define and achieve your financial goals.
You will find the numerous practical examples, illustrations, and reliance on common sense that is engaging and refreshingly concrete. Features such as You Can Do It Now, the Financial Impact of Personal Choices, Financial Fact or Fantasy, Financial Planning Tips, Financial Road Signs, and Behavior Matters keep the material relevant and vital to facing a life time of important personal financial decisions.
The 14th edition is packed with information relevant to you--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what's important when buying your first home, and choosing the right credit card. All-new features teach you to use today's critical financial tools and technology, including financial planning software. CFP practice questions provide valuable practice. The CengageNOW, Aplia, or MindTap online learning system helps you complete your homework and achieve the grade you want.
Contributor Bio: Billingsley, Randy
Dr. Billingsley is a finance professor at Virginia Tech University and is an award-winning teacher at both the undergraduate and graduate levels. His research, consulting, and teaching focus on equity valuation, risk management and derivatives-based strategies, and regulatory finance. In 2006 he published a financial analysis book with the Wharton School. In addition, his research has been published in refereed journals, including the Journal of Portfolio Management, the Journal of Banking and Finance, Financial Management, the Journal of Financial Research, and the Journal of Futures Markets.
Contributor Bio: Gitman, Lawrence J
Lawrence J. Gitman is an emeritus professor of finance at San Diego State University. He received his BA from Purdue University, MBA from the University of Dayton, and PhD from the University of Cincinnati.
Contributor Bio: Joehnk, Michael D
Michael D. Joehnk is an emeritus professor of finance at Arizona State University. In addition to his academic appointments at ASU, Dr. Joehnk spent a year as a visiting professor of finance at the University of Otago in New Zealand. He received his BA and PhD degrees from the University of Arizona and his MBA from Arizona State University. A Chartered Financial Analyst (CFA), he served as a member of the Candidate Curriculum Committee and of the Council of Examiners of the Institute of Chartered Financial Analysts.